Personal Checking

Personal Checking Account Benefits

  • Free Online & Mobile Banking*

  • Waived ATM Surcharge Fees

  • Free Bill Pay

  • Unlimited Check Writing

  • Free Debit Card

  • Unlimited Transactions

*3rd party data and internet rates may apply.


Freedom Bank Personal Checking Accounts Comparison Chart

Checking Account Comparison
Items Freedom Basic Checking Freedom Interest Checking Freedom Prestige Checking Freedom@Work Checking Account**
Minimum Opening Deposit $50 $2,500 $5,000 $25
Minimum Daily Balance Requirement $0 $2,500 to avoid service fee Monthly average balance required. No minimum account balance required with a direct deposit.
Monthly Service Fee $0 $15 if average daily balance falls below $2,500 Account requires $75,000 aggregate monthly average balance to avoid a $75 monthly maintenance fee.** $0
Interest Earned No Yes Yes No

Rates may change after account is opened and reduce earnings.

*Balance qualifier includes personal deposit accounts. Account requires a $25,000 monthly average balance in the Prestige Checking to avoid a $25 monthly maintenance fee.”

**Additional Freedom@Work benefits, including special pricing on loans and deposits, as well as requirements, such as direct deposit frequency and amounts, can be found here.


Personal Debit Cards

Debit cards offer a convenient way to make everyday purchases with ease. Freedom Bank offers free debit cards with the opening of any of our Personal Checking Accounts.

You can add your Personal Debit Card to your digital wallet.

Freedom Bank utilizes CardHub, which allows you to set preferences and alerts to quickly detect and take steps to prevent fraudulent activity.


Benefits of CardHub

MANAGE YOUR CARDS ON THE GO

Self-service options, card controls, and alerts let you decide when, where, and how your cards are used.

REAL-TIME ENRICHED TRANSACTIONS

Provide clarity of purchase, for both pending and settled transactions, with enriched transaction information like merchant name, location, contact details and more.

DIGITAL-FIRST INTEGRATIONS

Tightly integrated into your mobile and online digital experience, with no separate app or browser windows.