FHA/VA Loan Programs

FHA Loans

  • 3.5% down payment required

  • Mortgage Insurance is fixed regardless of credit score

  • Funding fee 1.75%

  • More attractive rates

  • More forgiving Debit-to-Income requirement

VA Loans

  • 0% down payment

  • Funding fee/except form funding fee

  • Best rates available

  • Flexible Debit-to-Income

  • No Mortgage Insurance

*The examples above are an outline of the general terms and conditions for the programs. All loans are subject to credit, property and underwriting approval. The offerings, terms and conditions are subject to change without notice.