Fraud Protection

With increase in cybercrime and traditional check fraud, there’s greater need than ever for effective tools to protect your accounts, without restricting your ability to process payments

Freedom Bank’s Positive Pay service compares all checks presented for payment against all checks issued. We alert you to potentially fraudulent activity before debiting your account.

You decide which checks should be authorized or declined.

ACH Positive Pay protects your account from ACH debit or credit fraud. It provides you with the flexibility to identify which vendor is authorized to debit or credit your account.

You decide which ACH should be authorized or declined.

• Eliminates ACH loss by returning unauthorized ACH activity

• Flexibility to block all ACH debits or only allow authorized vendors to debit your account

• The ability to limit the amount of an authorized ACH debit to an exact authorized amount or an authorized amount range

Multifactor Authentication is used to protect the identification of the digital banking user, to maintain the confidentiality of your accounts, and to enhance the safety of transactions.

Adding Dual Approval can help strengthen your online controls and protect your business from several different types of operational risk, like payment fraud, processing errors, compromised credentials, and internal fraud.

Freedom Bank helps you stay informed and in control of your card experience through real-time alerts and purchase control preferences from CardHub.

BENEFITS OF CARD HUB

Manage Your Cards on the Go

Self-service options, card controls and alerts let you decide when, where and how your cards are used.

Real-Time Enriched Transactions

Provide clarity of purchase, for both pending and settled transactions, with enriched transaction information like merchant name, location, contact details and more.

Digital-First Integration

Tightly integrated into your mobile and online digital experience, with no separate app or browser windows.